{ "name": "Carbikly Director Finance Products", "title": "Director Finance Products", "url": "https://carbikly.com/datasets/director-finance-products/", "csv": "https://carbikly.com/datasets/director-finance-products.csv", "markdown": "https://carbikly.com/datasets/director-finance-products/index.md", "computed_at": "2026-10-18", "license": "https://carbikly.com/terms", "headline": "The median published figure in the Director Finance Products is 7.50 GBP across 3 sources' own pages (range 6.90 to 8 GBP), read 11 October 2026.", "quotes": [ "The median published figure in the Director Finance Products is 7.50 GBP across 3 sources' own pages (range 6.90 to 8 GBP), read 11 October 2026.", "3 of the 20 named sources read in full publish a figure; 17 publish none, read 11 October 2026.", "Director Finance Products, product SIPP platform service fee: median 7.50 GBP across 1 source, read 11 October 2026.", "Director Finance Products, product professional indemnity insurance: median 7.45 GBP across 2 sources, read 11 October 2026.", "The median is unchanged since 26 September 2026 (was 7.50 GBP across 3)." ], "citation": "\"Carbikly Director Finance Products\", updated 2026-10-18, https://carbikly.com/datasets/director-finance-products/.", "changed_since": { "since": "2026-09-26", "previous_median": 7.5, "delta": 0, "direction": "unchanged", "sentence": "The median is unchanged since 26 September 2026 (was 7.50 GBP across 3)." }, "national": { "unit": "GBP", "n": 3, "median": 7.5, "min": 6.9, "max": 8, "p25": 6.9, "p75": 8, "mean": 7.4667, "units": { "GBP": 3 }, "published_sources": 3, "named_sources": 22, "read_sources": 20, "not_published": 17, "published_share": 0.15 }, "by_axis": { "product": { "SIPP platform service fee": { "GBP": { "n": 1, "median": 7.5, "min": 7.5, "max": 7.5, "p25": 7.5, "p75": 7.5, "mean": 7.5 } }, "professional indemnity insurance": { "GBP": { "n": 2, "median": 7.45, "min": 6.9, "max": 8, "p25": null, "p75": null, "mean": 7.45 } } } }, "rows": [ { "source": "Fidelity: sipp", "url": "https://www.fidelity.co.uk/services/sipp/", "figure": "£7.50 ", "value": 7.5, "unit": "GBP", "vat": null, "axis": { "product": "SIPP platform service fee" }, "retrieved_at": "2026-10-11", "quote": "Otherwise, a £7.50 per month service fee applies.", "source_class": "primary-provider-own-site", "text_sha256": "8ce91d5d4b71d2bb3f248e7bb4cc7670030cb212e3cbe3967dd84a370ff84f7f" }, { "source": "Markeluk: professional indemnity insurance", "url": "https://www.markeluk.com/business-insurance/professional-indemnity-insurance", "figure": "£8.00 ", "value": 8, "unit": "GBP", "vat": null, "axis": { "product": "professional indemnity insurance" }, "retrieved_at": "2026-10-11", "quote": "£8.00 per month*", "source_class": "primary-provider-own-site", "text_sha256": "8c4b886706a084167f54810b26267bee6f49cfbb878182e673747c374c2da863" }, { "source": "Simplybusiness: professional indemnity", "url": "https://www.simplybusiness.co.uk/insurance/professional-indemnity/", "figure": "£6.90 ", "value": 6.9, "unit": "GBP", "vat": null, "axis": { "product": "professional indemnity insurance" }, "retrieved_at": "2026-10-11", "quote": "Professional indemnity insurance quotes from £6.90 per month", "source_class": "primary-provider-own-site", "text_sha256": "f02d1decc76b8f1322e251c21128df483cdb8a698719bb5b4848c5bd7acd0670" } ], "not_published": [ { "source": "Ajbell: charges and rates", "url": "https://www.ajbell.co.uk/charges-and-rates", "retrieved_at": "2026-09-11", "reason": "read in full and no accepted figure on the page" }, { "source": "Aviva: health insurance", "url": "https://www.aviva.co.uk/business/health-insurance/", "retrieved_at": "2026-10-11", "reason": "read in full and no accepted figure on the page" }, { "source": "Axahealth: business", "url": "https://www.axahealth.co.uk/business/", "retrieved_at": "2026-10-11", "reason": "read in full and no accepted figure on the page" }, { "source": "Directlineforbusiness: professional indemnity insurance", "url": "https://www.directlineforbusiness.co.uk/professional-indemnity-insurance", "retrieved_at": "2026-10-11", "reason": "every candidate on the page was refused" }, { "source": "GOV.UK: annual allowance", "url": "https://www.gov.uk/tax-on-your-private-pension/annual-allowance", "retrieved_at": "2026-09-11", "reason": "read in full and no accepted figure on the page" }, { "source": "GOV.UK: expenses and benefits medical treatment", "url": "https://www.gov.uk/expenses-and-benefits-medical-treatment", "retrieved_at": "2026-09-11", "reason": "read in full and no accepted figure on the page" }, { "source": "GOV.UK: tax company benefits", "url": "https://www.gov.uk/tax-company-benefits", "retrieved_at": "2026-09-11", "reason": "read in full and no accepted figure on the page" }, { "source": "Hiscox: professional indemnity insurance", "url": "https://www.hiscox.co.uk/business-insurance/professional-indemnity-insurance", "retrieved_at": "2026-10-11", "reason": "read in full and no accepted figure on the page" }, { "source": "Kingsbridge: contractor insurance", "url": "https://www.kingsbridge.co.uk/contractor-insurance", "retrieved_at": "2026-09-11", "reason": "read in full and no accepted figure on the page" }, { "source": "Landc: director mortgages", "url": "https://www.landc.co.uk/mortgages/product/director-mortgages", "retrieved_at": "2026-10-11", "reason": "every candidate on the page was refused" }, { "source": "Pensionbee: plans", "url": "https://www.pensionbee.com/uk/plans", "retrieved_at": "2026-09-11", "reason": "every candidate on the page was refused" }, { "source": "Standardlife: charges", "url": "https://www.standardlife.co.uk/pensions/charges", "retrieved_at": "2026-09-11", "reason": "read in full and no accepted figure on the page" }, { "source": "Strivemortgages: mortgages for company directors", "url": "https://strivemortgages.co.uk/who-we-help/mortgages-for-company-directors/", "retrieved_at": "2026-10-11", "reason": "every candidate on the page was refused" }, { "source": "Themortgagebroker: ltd director", "url": "https://www.themortgagebroker.co.uk/mortgages/self-employed/ltd-director/", "retrieved_at": "2026-10-11", "reason": "read in full and no accepted figure on the page" }, { "source": "Vitality: health insurance", "url": "https://www.vitality.co.uk/business/health-insurance/", "retrieved_at": "2026-10-11", "reason": "read in full and no accepted figure on the page" }, { "source": "Wpa: business", "url": "https://www.wpa.org.uk/business/", "retrieved_at": "2026-09-11", "reason": "read in full and no accepted figure on the page" }, { "source": "Zurich: business protection", "url": "https://www.zurich.co.uk/protection/business-protection", "retrieved_at": "2026-10-11", "reason": "read in full and no accepted figure on the page" } ], "sources": [ { "url": "https://www.ajbell.co.uk/charges-and-rates", "label": "Ajbell: charges and rates", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.aviva.co.uk/business/health-insurance/", "label": "Aviva: health insurance", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.axahealth.co.uk/business/", "label": "Axahealth: business", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.directlineforbusiness.co.uk/professional-indemnity-insurance", "label": "Directlineforbusiness: professional indemnity insurance", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.fidelity.co.uk/services/sipp/", "label": "Fidelity: sipp", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.gov.uk/tax-on-your-private-pension/annual-allowance", "label": "GOV.UK: annual allowance", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.gov.uk/expenses-and-benefits-medical-treatment", "label": "GOV.UK: expenses and benefits medical treatment", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.gov.uk/tax-company-benefits", "label": "GOV.UK: tax company benefits", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.hiscox.co.uk/business-insurance/professional-indemnity-insurance", "label": "Hiscox: professional indemnity insurance", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.kingsbridge.co.uk/contractor-insurance", "label": "Kingsbridge: contractor insurance", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.landc.co.uk/mortgages/product/director-mortgages", "label": "Landc: director mortgages", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.markeluk.com/business-insurance/professional-indemnity-insurance", "label": "Markeluk: professional indemnity insurance", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.pensionbee.com/uk/plans", "label": "Pensionbee: plans", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.simplybusiness.co.uk/insurance/professional-indemnity/", "label": "Simplybusiness: professional indemnity", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.standardlife.co.uk/pensions/charges", "label": "Standardlife: charges", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://strivemortgages.co.uk/who-we-help/mortgages-for-company-directors/", "label": "Strivemortgages: mortgages for company directors", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.themortgagebroker.co.uk/mortgages/self-employed/ltd-director/", "label": "Themortgagebroker: ltd director", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.vitality.co.uk/business/health-insurance/", "label": "Vitality: health insurance", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.wpa.org.uk/business/", "label": "Wpa: business", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.zurich.co.uk/protection/business-protection", "label": "Zurich: business protection", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.axa.co.uk/business-insurance/professional-indemnity-insurance/", "label": "Axa: professional indemnity insurance", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.lv.com/adviser/business-protection", "label": "Lv: business protection", "license": "the publisher's own terms; quoted for reporting and comment" } ], "methodology": "Every row is a verbatim sentence read from the named source's own page through our fetch service on the date shown, hash-pinned to the stored read (the sha of the page's visible text; the raw page is mirrored to R2). 3 of the 20 named sources that could be read published a usable figure; 17 published none and are recorded as not published, never filled in; 2 could not be read (blocked, dead or unreachable) and count nowhere. The headline figures (median, minimum, maximum, quartiles) are over ONE figure per source in GBP (a source's median where its page yielded several accepted sentences), so N counts sources, never sentences; 33 candidate sentence(s) were refused by a reviewer with the reason recorded. The fuller derivation this dataset is chartered to grow into (not yet what the figures above are; they are each source's own published figure as read): the after-tax cost to a director of each product bought personally against bought by the company, computed from the provider's published premium or charge and the company's corporation-tax and benefit-in-kind treatment, the number that decides the question and that neither the insurer nor HMRC publishes; plus the count of providers publishing a price at all in each product (relevant life, business PMI, contractor PI, SIPP charges, director mortgage fees), which is measured and differs sharply between them", "embed": "

7.50 GBP

median published figure, Director Finance Products, across 3 sources, read 11 October 2026

Source: Carbikly Director Finance Products
" }